Were you injured in a car accident in Albuquerque, NM? You might be left wondering how you are going to deal with the financial impacts of your injuries, especially if the other driver does not have insurance. An experienced Albuquerque uninsured motorist claims lawyer can help you through the process.
We have extensive knowledge of personal injury claims, which means we know how to help you secure fair compensation. Our attorneys are committed to advocating for accident victims. Whether you were in a motorcycle accident, car accident, or truck accident, we are here for you.
At Runion Personal Injury Lawyers, our lawyers have recovered over $50 million for injury victims. We can help you create a winning strategy and get the compensation you deserve. Contact us today at (505) 594-3621 to schedule a free consultation.
How Runion Personal Injury Lawyers Can Help After an Accident in Albuquerque, NM
Being involved in an accident with a driver who has no insurance coverage in Albuquerque, New Mexico can be frustrating. Even though the other person may be responsible for your injuries, getting compensated can be nearly impossible if they have no insurance.
The last thing you want to have to worry about is how you are going to pay for your medical bills, property damages, and other expenses that stem from your accident. You can trust our attorneys at Runion Personal Injury Lawyers to give you peace of mind. Let us handle your legal claim while you focus on your recovery.
Our Albuquerque car accident lawyers can help by doing the following:
- Fully investigating the accident
- Gathering evidence to prove who was at fault
- Talking to witnesses
- Assessing your uninsured motorist coverage
- Negotiating a fair settlement for your damages
- Fighting for you in court when necessary
If you have been hit by someone without insurance, you need the help of an experienced Albuquerque uninsured motorist claims lawyer. We have over 55 years of combined experience and a 98% success rate; let us put our experience to work for you. Contact us today to schedule a free consultation with an Albuquerque personal injury attorney.
What is Uninsured Motorist Coverage?
Uninsured motorist coverage is automobile insurance coverage provided under your own policy that protects you if you are hit by someone without insurance. If another driver without insurance causes an accident, your uninsured motorist coverage will provide compensation for your injuries. New Mexico requires that insurers offer this coverage to consumers, but you are not required to purchase it.
Keep in mind that nearly 25% of drivers in New Mexico are driving without insurance. You could be putting yourself at risk by refusing the uninsured motorist coverage your insurance carrier offers. Additionally, uninsured motorist coverage typically includes underinsured coverage as well. This coverage kicks in if the person responsible for the accident has insurance coverage but not enough to cover all the damages.
How Can I Get Compensated for My Injuries?
New Mexico is an “at-fault” car accident state, which means that the at-fault driver is responsible for any injuries incurred in the accident. Under state law, all drivers are required to carry car insurance.
The minimum coverage amounts that New Mexico drivers are required to have are:
- Bodily Injury Liability: $25,000 per person and $50,000 per accident
- Property Damage Liability: $10,000 per accident
Not having the required insurance can result in penalties, including fines, and being held 100% liable for the accident.
If an uninsured motorist hits you, uninsured motorist coverage may offer some protection for an accident caused by an uninsured driver. If you have been injured due to another driver’s negligence, reach out to Runion Personal Injury Lawyers for a free consultation.
What is My Uninsured Motorist Claim Worth?
The value of your claim depends on the severity of your injuries and the amount of coverage available on your policy. Accidents involving minor injuries typically have damages anywhere from $1,000 to $10,000. However, accidents involving catastrophic injuries can result in damages in excess of $100,000.
Keep in mind that the limits on most uninsured motorist policies are $25,000 to $50,000. However, you can “stack” the uninsured motorist coverage if you have a policy on multiple vehicles.
For example, imagine your policy limits are $25,000, but you have this coverage on four vehicles. In this case, you could “stack” the coverage and receive up to $100,000 in compensation for injuries caused by an uninsured motorist. Our experienced team can help thoroughly evaluate your coverage and get you the compensation you are legally entitled to.
What Kind of Damages Are Available to Accident Victims?
Uninsured motorist coverage will compensate you for both economic and non-economic damages. Some common types of economic damages include:
- Medical bills
- Physical therapy expenses
- Rehab costs
- Lost wages
Non-economic damages do not have a direct financial value, but they are intended to compensate the victim for the pain and suffering associated with their injuries. Common types of non-economic damages include the following:
- Pain and suffering
- Anxiety
- PTSD
- Loss of companionship
- Loss of consortium
We are here to help ensure you are rightfully compensated for all damages resulting from accidents with uninsured motorists.
We’ll Fight to Recover Compensation for All of Your Injuries
Accident victims can sustain a wide range of injuries, and the medical bills associated with some injuries can really pile up. Here are some of the most common injuries suffered in car accidents:
- Spinal cord injuries
- Brain injuries
- Lacerations
- Broken bones
- Severe burns
Let us worry about your case while you focus on getting back on your feet. We will work diligently to get you compensated for all your injuries, even if the other driver does not have insurance.
Contact Our Albuquerque Uninsured Motorist Claims Lawyers for a Free Consultation
With so many uninsured drivers on the road in Albuquerque, New Mexico, you may eventually be involved in an accident with one. If that happens, contact Runion Personal Injury Lawyers right away. Contact us to schedule a free consultation with an Albuquerque uninsured motorist claims lawyer today. Call us today at (505) 594-3621.